Blog

  • The Myths of Senior Driving
    There have been numerous articles written about senior driving, however most of them have one thing in common --  the overzealous desire to ensure that the independence of the senior citizen is preserved at any price. Many of these articles favor preserving the rights of senior who may be compromised in their ability to drive. They are written by extremely caring geriatric care managers with degrees in social service, writing from their heart, but not necessarily weighing the risks involved.  I call this the “bleeding heart” analysis, and frankly it’s dangerous. Here are a few simple facts. In our mobile society, it is certainly critical for seniors to be able to leave their homes to commute to shop, go to Read More...
  • REINCARNATING THE “MILLER TRUST”
    Having professionally assisted families to navigate through the Medicaid application process for over 25 years, new regulations are considered an annual event.  Private experts like CARENET, Inc. roll with the punches, analyzing the new rules and adjusting our approach to ensure that every application is processed until final approval is received. On December 1, 2014, private case managers were hit with a new “old” rule.  Medicaid decided to bring back what many years ago was denoted as a “Miller Trust”, but is, in essence, a “QIT or Qualified Income Trust”.   The original purpose of this trust was to protect assets for families, i.e. to preserve assets legally, while still qualifying for Medicaid.  Not surprisingly, the new regulations are “not designed” Read More...
  • Medicaid 2012
    It is now 2012, five years after the implementation of the burdensome new Medicaid regulations by the Federal Government. Here are a few of the results: (1) The County Boards of Social Services take longer than ever to process a Medicaid application. They are short-staffed and are basically under a hiring freeze due to limited resources in the State budget. The cases are more complex and involve a great deal more paperwork; as a result the caseworkers are overwhelmed. (2) In some Counties, you cannot even get an appointment to process Medicaid for over one month. (3) Families are totally unprepared when they try to process an application on their own, as they do not even have the vaguest idea Read More...
  • MEDICAID’S FIVE-YEAR NIGHTMARE
    On February 9, 2006, the Federal Government passed the Budget Reconciliation act of 2006 which included a rider that changed Medicaid regulations. It is not likely that it would not have passed on its own merits, so Congress decided to attach it as a rider to this bill.  Despite its being marginalized as a “rider”, this is one of the most important Medicaid regulations passed in the last twenty years and will affect millions of elderly residents of this country in the years to come. Two specific parts of this legislation have already had a devastating effect on the Medicaid application process for many indigent elderly: (1) Records must be provided for a period of five years prior to the Read More...
  • Assisted Living Regulations in New Jersey Need Serious Revision
    The State of New Jersey has totally failed to address the Assisted Living issue. What are the RESULTS?!:   (1)   There are residents in Nursing Homes that do not require that level of care and could function very well in assisted living but the Assisted Living Facilities will not accept them on Medicaid. (2)   Assisted Living Facilities cannot meet costs with the reimbursement and therefore refuse to admit Medicaid residents. (3)   The State of New Jersey loses money every year, money they can ill afford to lose, because Assisted Living Medicaid reimbursements will always be less than Nursing Home reimbursements even if the rates were increased to encourage facilities to participate.     (4)   Residents of New Jersey with monthly incomes over Read More...
  • ASSISTED LIVING & THE STATE OF NEW JERSEY
    The State of New Jersey has totally failed to address the Assisted Living issue.  What are the RESULTS?!: There are residents in Nursing Homes that don’t require that level of care and could function very well in assisted living but Assisted Living Facilities will not accept them on Medicaid. Assisted Living Facilities can’t meet costs with the reimbursement and therefore refuse to admit Medicaid residents. The State of New Jersey loses money every year, (money they can ill afford to lose,), because Assisted Living Medicaid reimbursements will always be less than Nursing Home reimbursements even if the rates were increased to encourage facilities to participate. New Jersey  residents with monthly incomes over $2022 may never qualify for assisted living Medicaid because the N.J. legislature Read More...
  • At-home technology monitors seniors for safety
    Devices allow elders to remain independent, offer families peace of mind
  • Living Trusts: Beware of “One Size Fits All” Estate Plans & “Free Lunch Seminars”
    Misinformation about the cost and complexity of probate provides a golden opportunity for sales pitches exploiting fears that life savings may be lost to taxes, predatory probate attorneys, or distributed years after death because of court delays.
  • CareNet Launches Website
    CARENET, Inc. is proud to launch our new website.   Hopefully, our clients will have even greater access to our services than ever before.